No matter which brand he chooses, Gareth will pay for the freezer on his credit card, which has an APR of 9. 31%, compounded monthly. It takes Gareth eighteen months to pay off a Brand S freezer and four years to pay off a Brand R freezer. Assuming that Gareth makes no other purchases or payments with his credit card, over the next ten years, which brand of freezer will have a lower lifetime cost, and how much lower will it be? (Round all dollar values to the nearest cent. ) a. Brand R will be $548. 18 cheaper than Brand S. B. Brand R will be $712. 40 cheaper than Brand S. C. Brand S will be $85. 00 cheaper than Brand R. D. Brand S will be $164. 22 cheaper than Brand R.