48 minutes to 3 hours as ratio in its simplest form

Which statement best describes the polynomial

Answer this question, only if you know the answer. 30 points and brainliest!

Margaret is purchasing a house for $210,000 with a 15 year fixed rate mortgage at 4.75% interest she has made a 5% down payment the house is valued at 205,000 and the local tax rate is 3.5% homeowners insurance 600 per year what are her total monthly payment