Samantha inherits a large opulent estate. Samantha's friend Madalyn is looking to buy a car but, does not want to pay high interest rates at the dealers. Since Samantha has access to large cash reserves in the estate that was inherited, Samantha decides to finance the purchase of the $10,000 car at a rate of 1%, quarterly for 4 years. How much will Madalyn pay Samantha in total over the four years?