IF U CAN READ WHAT IT SAYS uu JUST MIGHT GET A BRAINLIEST

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Alex's monthly take home pay is $2,500. what is the maximum bad debt payment he can maintain without being in credit overload?

Ineed to know how to write question one in mathematical terms