Help!! please asap.
i cant figure this one out..…….

Which statement describes the term economics? a. it is the study of using limited resources to fulfill wants and needs. b. it is the study of how governments fulfill the wants and needs of nations. c. it is the study of how people spend their money to fulfill wants and needs.

Closing a credit card usually _your debt ratio. a. increasesb. decreasesc. improvesd. has no effect on

Pls the last one and it has to be like number 6