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Which expression is equivalent to (3^2)^-2 a.-81 b.-12 c.1/81 d.1/12

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

1. evaluate 8x(2)y9(-2) for x=-1 and y=2 2. simplify the equation. -() 3. simplify the expression. [tex]\frac{5}{x(-2) y9(5)}[/tex]