Please help me with this homework show me how you get it and the answer

Which statement best describes the polynomial

How do i start to solve? would appreciate a walk-thru! a bird sitting 16ft above the ground in an apple tree dislodges an apple. after how many seconds does the apple land on the ground? (assuming that no branches will interfere with it's fall)

Linda loans her friend $250 with a 5% monthly intrest rate. how much was the whole loan?