Teachers’ Federal Credit Union offers a 3.25%, 10-year mortgage. Moira wants to borrow $380,000 and "purchase" enough negative points to eliminate her $14,000 closing costs. Each negative point reduces the closing costs by 1% of the principal and increases the APR by 0.135%.

Agarden consists of an apple tree, a pear tree, cauliflowers, and heads of cabbage. there are 40 vegetables in the garden. 24 of them are cauliflowers. what is the ratio of the number of cauliflowers to the number of heads of cabbage?

Raj encoded a secret phrase using matrix multiplication. using a = 1, b = 2, c = 3, and so on, he multiplied the clear text code for each letter by the matrix to get a matrix that represents the encoded text. the matrix representing the encoded text is . what is the secret phrase? determine the location of spaces after you decode the text. yummy is the corn the tomato is red the corn is yummy red is the tomato

What is the 17th term in the arithmetic sequence in which a6 is 101 and a9 is 83