HELP

Add the fractions and simplify 1/2+ 1/3

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Lin is writing an equation to model the proportional relationship between y, the total cost in dollars of downloading videos from a website, and x, the number of videos downloaded. she knows that the total cost to download 3 videos was $12. her work to find the equation is shown below. joylin’s work step 1 k= 3/12= 0.25 step 2 y= 0.25x where did joylin make her first error?