Juan takes home $4600 per month from his job as a business analyst. if his only debt obligations are a car loan payment of $690 and a mortgage payment of $860 every month, is he in danger of credit overload? a. yes, because $690 is less than $920. b. no, because the sum of $690 and $860 is greater than $920. c. no, because $690 is less than $920. d. yes, because the sum of $690 and $860 is greater than $920.