Adam has 450. he spends 210 on food. later he divides all the money into four parts out of which three parts were distributed and one part he keeps for himself. then he found 50 on the road

Pamela has a 30-year, 5.75% mortgage on her $250,000 home. she has been paying on it for 5 years, and has recently hit some financial trouble. if her lender agreed to lower the interest rate on her $231,905.47 balance to 5.5%, what will her new payment be for the remainder of the loan?