Hannah has an offer from a credit carf issue foe 0% apr for the first 30 days and 12.22% apr afterwards, compounded daily. what effective interest rate is hannah being offered

DESIGNED TO INCREASE YOUR PROFIT MARGIN A highly specialized shovel machine developed for modern highspeed loading and product movement requirements. Mobility of big rubber wheels makes the Kimco Hough JH-30B Payloader an efficiency expert in agility. It reaches and goes around obstructions where track-type loaders cannot. Features a simple rugged boom with extra reach for maximum digging and breakout. Full reversing, "non-stop" power-shift transmission. Choice of gasoline or diesel power. There are two sizes in the Kimco Hough Payloader line - the JH-30B - capacity 3500 pounds and the JH6, capacity 5500 INTERNATIONAL pounds.  There you go you can do it

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