emily, who turned 18 her senior year of high school, took out a short term bank loan of $5,000 to pay for her dormitory the first semester she was in college. however, she forgot to make payments the entire semester.

which of these is the cost of her financial irresponsibility?
a.
the non-bank check cashing business where she cashes her weekly paycheck will no longer cash her checks.

b.
emily's parents will have to increase the amount of their monthly mortgage to cover the loan.

c.
she may not be able to secure another loan for the next semester.

d.
her grades will not be posted until she pays off the loan.