Can someone please help me solve Part A and B please?

What is the factored form of x2 − 4x − 5? (x + 5)(x − 1) (x + 5)(x + 1) (x − 5)(x − 1) (x − 5)(x + 1)

Simonne used the following steps to simplify the given expression. 12 - 3(-2x + 4) step 1: 12 + (–3)·(–2x) + (–3)·(4) step 2: 12 + 6x + (–12) step 3: 12 + (–12) + 6x step 4: 0 + 6x step 5: 6x what property of real numbers was used to transition from step 3 to step 4? a. identity property of addition b. inverse property of addition c. associative property of addition d. commutative property of addition

Joe has some money in his bank account he deposits 45$ write an expression that represents the amount of money in joe's account