An individual who has automobile insurance from a certain company is randomly selected. Let Y be the number of moving violations for which the individual was cited during the last 3 years. The pmf of Y is given. y 0 1 2 3 p(y) 0.50 0.25 0.15 0.10 (a) What is the probability that among 15 randomly chosen such individuals, at least 10 have no citations