Please help i don’t understand and i’m struggling

Diane owes $387 to her brother. if she debits her bank account $161.25 a month to pay him back, how many months will it take her to pay off the debt?

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Two cars which are 40 miles apart start moving simultaneously in the same direction with constant speeds. if the speed of the car which is behind is 56 mph and the speed of the other car is 48 mph, how many hours will it take for the car which is behind to catch up the car ahead of it?