Can someone please help me with this I’m a connexus student and need this done today :(( I will Mark brainlist!!

Factor. 8x2y2 – 4x2y – 12xy 4(8x2y2 – x – 12xy) 4(2xy – 4x2y – 12xy) 4x2y2(2xy – xy –3) 4xy(2xy – x – 3)

I'll give brainliest if you answer right : )

You were told that the amount of time lapsed between consecutive trades on the new york stock exchange followed a normal distribution with a mean of 15 seconds. you were also told that the probability that the time lapsed between two consecutive trades to fall between 16 to 17 seconds was 13%. the probability that the time lapsed between two consecutive trades would fall below 13 seconds was 7%. what is the probability that the time lapsed between two consecutive trades will be between 14 and 15 seconds?