Derek wants to withdraw $10,418.00 from his account 3.00 years from today and $12,440.00 from his account 13.00 years from today. He currently has $2,040.00 in the account. How much must he deposit each year for the next 13.0
years? Assume a 6.05% interest rate. His account must equal zero by year 13.0 but may be negative prior to that.