-5x + 6y = -1

Is this a direct variation?

Multiplying an even number of negative numbers gives an answer that is choose from:

Brady has a 20 year fixed rate mortgage for $215,500 with monthly payments of 1,305.89.the annual interest rate is 4%. what is the total cost of the principal and interest for this loan rounded to the nearest dollar

Which approach to the theory-and-research cycle does the following sequence reflect: (1) specific observations suggest generalizations, (2) generalizations produce a tentative theory, (3) the theory is tested through the formation of hypotheses, and (4) hypotheses may provide suggestions for additional observations?