First nothing us negative, so multiply 8/4 times 9/3,which is 72/12=6, 6×12 is 72.The reason why it is 9/3 instead of 3/9 is because you are dividing so KCF, keep change flip.
Acredit union pays 5% annual interest, compounded daily, on savings deposits. find the value after one year of $500 deposited in this account. $525.64 $25.64 $20.40 $520.40