Can anyone help me with this I do not understand it.

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

To solve the system of equations below, pedro isolated the variable y in the first equation and then substituted it into the second equation. what was the resulting equation? { 5y=10x {x^2+y^2=36

Could someone with number 1 and 2