Jess chose A this is wrong how did Jess get her answer

Luke started a weight-loss program. the first week, he lost x pounds. the second week, he lost pounds less than times the pounds he lost the first week. the third week, he lost 1 pound more than of the pounds he lost the first week. liam started a weight-loss program when luke did. the first week, he lost 1 pound less than times the pounds luke lost the first week. the second week, he lost 4 pounds less than times the pounds luke lost the first week. the third week, he lost pound more than times the pounds luke lost the first week.

Can someone show me step by step how to do this?

Tim tradesman pays $2,000 annually for $125,000 worth of life insurance. what is the cash value of the policy after 10 years? 11,125 13,125 17,800 111,250