Pat is a 23-year-old man. He earns a taxable income of $70,000.00, and the effective tax rate on his income is 19%. He contributes 10% of his earnings into a Roth IRA
account with 3% return. What is his estimated Roth IRA balance when he is 50 years
old?

Many newspapers carry a certain puzzle in which the reader must unscramble letters to form words. how many ways can the letters of emdangl be arranged? identify the correct unscrambling, then determine the probability of getting that result by randomly selecting one arrangement of the given letters.