PLEASE HELP!! Solve and explain these two problems

Acredit card advertises an annual interest rate of 23%. what is the equivalent monthly interest rate?

If the ratio of sum of the first m and n terms of an ap is m2 : n2 , show that the ratio of its mth and nth terms is (2m − 1) : (2n − 1).

Darren earned $663.26 in net pay for working 38 hours. he paid $118.51 in federal and state income taxes, and $64.75 in fica taxes. what was darren's hourly wage? question options: $17.45 $19.16 $20.57 $22.28