John wants to buy a car and is trying to decide whether he wants to accept a pre-qualified auto loan from his credit union or if he wants to
directly finance the car from the dealership. What should he do?
Finance the car directly with the dealership since they always have better interest
rates
Compare the two offers and choose the one through which he'd pay the least amount
of money overall
Finance the car with the credit union - since they're a local organization, they always
have the customers' best interests at heart
Compare the two offers and choose the one with the longest term so that he has
more time to pay it off