9squared minus -6 squared plus 3 times negative 20

An apartment has a replacement cost of $950,000 and contents valued at $1,450,000. it has a classification of a and a territory rating of 3. find the annual premium a) $10,185 b) $9,230 c) $3,155 d) $13,830

Henry is an avid reader, he devours 90 pages in half an hour how many pages has henry read per minute?

Can anyone explain to me how to do this? anything will .