Find the value of the following in its simplest form. 2/5 divided by 4

Write your answer as a fraction in the form: 1/3

Adan has decided to purchase an $9000 car. he plans on putting 20% down toward the purchase and financing the rest at 7.9% interest rate for 3 years. find his monthly payment a) $225.29 b) $298.81 c) $204.78 d) $236.89