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Ernest is purchasing a $175,000 home with a 30-year mortgage. he will make a $15,000 down payment. use the table below to find his monthly pmi payment.

What could explain what happened when the time was equal to 120 minutes

This is my question~~ ( r ^ 4 - 2r ^ 3 - 23 r ^ 2 - 4r - 32)÷(r+4) ~~ i must use long division to solve it : / i was wondering if anyone world like to solve it. and if so, share step-by-step explanations! you! ❤