List x1, x2, x3, x4 where xi is the midpoint endpoint of the five equal intervals used to estimate the area under the curve of f(x) between x = 0 and x = 10.
Calculate the total payback for a $3,500 loan at 8% annual interest with monthly payments for two years. show all of your steps. use the formula, m = pm(1 + m)^na/(1 + m)^na - 1, as needed.