In a large section of a statistics class, the points for the final exam are normally distributed, with a mean of 74 and a standard deviation of 7. Grades are assigned such that the top 10% receive A's, the next 20% received B's, the middle 40% receive C's, the next 20% receive D's, and the bottom 10% receive F's. Find the lowest score on the final exam that would quality a student for an A, a B, a C, and a D.