How do I solve this can someone please help me as soon as possible thank you so much

The probability that a student graduating from suburban state university has student loans to pay off after graduation is .60. if two students are randomly selected from this university, what is the probability that neither of them has student loans to pay off after graduation?

Acentral angle measuring 160 degrees intercepts an arc in a circle whose radius is 4. what is the length of the arc the circle formed by this central angle? round the length of the arc to the nearest hundredth of a unit. a) 4.19 units b) 6.28 units c) 12.57 units d) 12.57 square units

Ihave a im dumb veryyy dumb! so maybe you can me with my math? pretty < 3