Please help I’ll give brainiest!!

In two or more complete sentences, determine the appropriate model for the given data and explain how you made your decision. (1,-1), (2,0.5), (5,1.5), (8,2)

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

If you could answer these your a life saver