The decimal 0.016 is equivalent to what percent?

Amountain climber starts a climb at an elevation of 453 feet above sea level at his first rest stop he has climbed 162 feet and by his second rest stop he has climbed another 207 feet its getting late in the day so the climber starts his way down if the climber desends 285 feet how much does he need to ascend or descend to return to the original starting point

Ineed to find the answer to number 2

Darcy deposited $390 into a savings account. as long as the account balance remains at or above $150, she does not have to pay a service fee for the account. for how many months can she withdraw $40 a month without having to pay service fees? a) 3 b) 5 c) 6 d) 9