A woman earned wages of $46,800, received $1900 in interest from a savings account, and contributed $3700 to a tax-deferred retirement plan. She was entitled to a personal exemption of $4050 and a standard deduction of $6300. The interest on her home mortgage was $7700, she contributed $2500 to charity, and she paid $1825 in state taxes. Find her gross income, adjusted gross income, and taxable income. Base the taxable income on the greater of a standard deduction or an itemized deduction.