How do you find surface area ? i don't remember. also new friends :) ?

You work for a lender that requires a 20% down payment and uses the standard depth to income ratio to determine a person‘s a little eligibility for a home loan of the following choose the person that you would rate the highest on their eligibility for a home loan

Marco is studying a type of mold that grows at a fast rate. he created the function f(x) = 345(1.30)x to model the number of mold spores per week. what does the 1.30 represent? how many mold spores are there after 4 weeks? round your answer to the nearest whole number. 1.30 represents the number of mold spores marco had at the beginning of the study; 985 mold spores 1.30 represents the number of mold spores grown in a given week; 448 mold spores 1.30 represents the 30% rate of weekly growth; 345 mold spores 1.30 represents the 30% rate of weekly growth; 985 mold spores

Anyone know? will mark brainliest if correct