You plan on making a $235.15 monthly deposit into an account that pays 3.2% interest, compounded monthly, for 20 years. At the
end of this period, you plan on withdrawing regular monthly payments. Determine the amount that you can withdraw each month
for 10 years, if you plan on not having anything in the account at the end of the 10 year period and no future deposits are made to
the account.