A driver-rating factor table and a 6-month basic rate schedule for an
automobile insurance policy are shown below. Use this information to answer
the question.
DRIVER-RATING FACTOR
Age
Sex
Owner or
Usual Driver
Drive
to Work
Rating
Factor
1.65
Yes
25-29
Both
Yes
1.50
30-49
Both
50-64
Both
Yes
Yes
No
Yes
No
Yes
No
125
1.00
115
090
105
0.80
69 -
Both
Car Class
Rating
AUTOMOBILE INSURANCE.
SIX-MONTH BASIC RATE SCHEDULE
Collision Deductible
Comprehensive Deductible
$100 $250 $500 $50
$250
$500
$ 500 S 430 S 370 $140
S130
$110
750
690
350
310 280
1140 1040
450
410
1280 1190
1100 670
610 560
1-10
11-20
21-30
31-40
820
940
370
Darlene is 39 years old, owns her car, but walks to work. Her collision
deductible is $500, and she does not have comprehensive coverage. If her
car's safety rating is 12, what is her annual premium?