A small class has 5 students. The first student is on their phone and not paying attention 7% of the time, the second student is on their phone and not paying attention 4% of the time, the third student 7% of the time, the fourth student 5% of the time, and the fifth student 3% of the time. What is the probability that at least one student is on their phone? Write your answer as a decimal rounded to three decimal places.