Bank A: Monthly fee of $4.95 or no fee if minimum balance is $500 or greater.
Bank B: Monthly fee of $2.95 or no fee if minimum balance is $750 or greater.

In checking your account history for the past year, you find that the minimum balance fell below $750 for 10 of 12 months and fell below $500 only 5 of 12 months. If your balances for the next year are about the same, which of the following statements shows logical reasoning in choosing Bank A or Bank B?

A) Bank B will be better if minimum balance is $750 or greater for at least 6 months.
B) Bank A will be better if your minimum balance is always $500 or greater.
C) Bank B will be a better choice because the monthly fee is less.
D) Bank A will be the better choice, with predicted fees of $24.75.