What's the answer to this problem? 2y + 12< 42

Hello people, i have a math question that i need with, me, i will give the correct one brainiest, and for the other correct people, a and 5 stars.

Karen is financing $291,875 to purchase a house. she obtained a 15/5 balloon mortgage at 5.35%. what will her balloon payment be? a. $220,089.34 b. $219,112.46 c. $246,181.39 d. $230,834.98

The parabola y = x² - 4 opens: a.) up b.) down c.) right d.) left