Valerie used the time-to-pay-off formula to calculate how many payments it
will take to pay off a loan, and she got n = 39.34. how many payments will it
take to pay off the loan?
o
a. it will take 39 payments, because valerie should round up.
o
b. it will take 40 payments, because valerie should round up.
o
c. it will take 40 payments, because valerie should round down.
o
d. it will take 39 payments, because valerie should round down.