Fifteen years ago 57% of american families had money invested in the stock market. it is believed that this percentage has dropped. to see if this is true, morningstar recently sampled 200 american families and recorded in excel each family’s yes/no answer to the question "do you have money invested in the stock market? ". based on these results, can morningstar declare that the proportion of american families who have money invested in the stock market is now lower than .57 at α=.01? use the excel output above to answer the following question. find the critical value (typically two decimals if zcrit, three decimals if tcrit).