There is a 0.9984 probability that a randomly selected 32-year-old male lives through the year. a life insurance company charges $194 for insuring that the male will live through the year. if the male does not survive the year, the policy pays out $110,000 as a death benefit.

from the perspective of the 32-year-old male, what are the monetary values corresponding to the two events of surviving the year and not surviving?