Why are job security, credit history, and debt-to-income ratio so important to lenders when considering people for loans?

Idon’t understand this.. will someone ? will mark brainliest along with 20 points.

Ageologist had two rocks on a scale that weighed 4.6 kilograms together. rock a was 0.5 of the total weight. how much did rock a weigh?

Stefano accidentally dropped his sunglasses off the edge of a canyon as he was looking down. the height, h(t), in meters (as it relates to sea level), of the sunglasses after t seconds, is shown in the table. during its descent, the pair of sunglasses passed by a climber in the canyon 6 seconds after stefano dropped them. to the nearest meter, what is difference in elevation between stefano and the climber? 166 meters 176 meters 230 meters 240 meters its b.176 i took the test 166 is wrong and 176 is correct