Software to detect fraud in consumer phone cards tracks the number of metropolitan areas where calls originate each day. it is found that 3% of the legitimate users originate calls from two or more metropolitan areas in a single day. however, 30% of fraudulent users originate calls from two or more metropolitan areas in a single day. the proportion of fraudulent users is 0.0160%. if the same user originates calls from two or more metropolitan areas in a single day, what is the probability that the user is fraudulent? round your answer to six decimal places (e. g. 98.765432).