Stacy rolls a pair of six-sided fair dice. the probability that the sum of the numbers rolled is either a multiple of 3 or an even number is , and the two events are exclusive.

Margaret is purchasing a house for $210,000 with a 15 year fixed rate mortgage at 4.75% interest she has made a 5% down payment the house is valued at 205,000 and the local tax rate is 3.5% homeowners insurance 600 per year what are her total monthly payment