Jill has a balance of $5,000 on one credit card with an annual interest rate of 10%. to pay off the $5,000 in three years, jill will have to make a minimum payment of $161.34 per month. on a second credit card, jill has a balance of $5,000 with an annual interest rate of 5%. to pay off the $5,000 in three years, jill will have to make a minimum payment of $149.85 per month. how much more does jill have to pay when the interest rate changes from 5% to 10% on a $5000 balance? a) $137.88 b) $250.00 c) $413.64 d) $808.24