Could someone check my answers? secured credit apr excellent 4.75% good 5.00% average 5.85% fair 6.40% poor 7.50%unsecured credit apr excellent 5.50% good 5.90% average 6.75% fair 7.25% poor 8.40%12. you are purchasing a car for $12,465.00 plus 5.65% sales tax. you make a $1,300.00 down payment and have a fair credit score. how much interest is due at the end of the first month? 63.30 13. if you improved your credit score to good and paid $1,500 on your purchase from question 12, how much interest could you save in the first month? 14.68 14. you have a credit card that has a balance of $3,489.90 and a credit limit of $5,000. how much is the balance over the acceptable debt ratio percentage? 69.7% 15. using the credit card from question 14, if y