If a formal complaint is filed against a mortgage lender under the mortgage brokers, lenders, and servicers licensing act, the licensee has right to which of the following?
an immediate judicial review
the opportunity for an informal conference
30 days to contest the complaint
restitution against the complainant if no violation is discovered

The licensee has the right to the opportunity for an informal conference.

Explanation:

i think it can have both positive and negative effects on businesses.

for example:

lets say you own a small business and taxes go up 4% that means it is going to cost your business more money to buy product to sell. but at the same time you make more money from the tax rise.

that is my theory.

answer:

hi i'm turkish!  

baklava  

kuru pilav

şöbiyet

hi i'm turkish!

hi i'm turkish!  

baklava  

kuru pilav

şöbiyet

hi i'm turkish!

baklava

çi̇ki̇ çi̇ki̇ta adarrr** ajdar***

explanation: