How was the development of christianity a turning point in history

Apush explain two forces that led to african american suffrage & public service despite southern resistance

How did inovations in manufacturing lead to improvments in transportation?

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists